{"id":2993,"date":"2022-11-30T03:14:19","date_gmt":"2022-11-30T03:14:19","guid":{"rendered":"http:\/\/blog.valuengine.com\/?p=2993"},"modified":"2022-11-30T03:16:34","modified_gmt":"2022-11-30T03:16:34","slug":"screening-for-dividend-yield-value-and-expected-price-appreciation","status":"publish","type":"post","link":"http:\/\/blog.valuengine.com\/index.php\/screening-for-dividend-yield-value-and-expected-price-appreciation\/","title":{"rendered":"Screening for Dividend Yield, Value AND Expected Price Appreciation"},"content":{"rendered":"

In 2022, the majority of stocks and stock ETFs that have outperformed their peer groups were classified as value, high income, or both.\u00a0 That may or may not continue into the future.\u00a0 Last week, a colleague who prefers investing in stocks to ETFs asked me if I knew any stocks that the ValuEngine model ranked as <\/span>5<\/b>\u2019s (Strong Buys) for price appreciation, had dividend yields more than twice as high as the S&P 500 Index, AND were classified as value stocks by our valuation model.\u00a0 This question inspired me to run a screen for today\u2019s blog.\u00a0 In addition to these three criteria, I specified a market capitalization of greater than $1.0 Billion.\u00a0\u00a0<\/span><\/p>\n

Two US stocks satisfied all four of these criteria.\u00a0 They are Lincoln National Corp., (<\/span>LNC<\/b>) and Laureate Education, Inc. (<\/span>LAUR<\/b>).\u00a0<\/span><\/p>\n

All 5,000 stocks, 16 sector groups, 140 industries, and 500 ETFs have been updated<\/b><\/h5>\n
Two week free trial: <\/b>www.ValuEngine.com<\/b><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/b><\/h5>\n

Lincoln National Corp (<\/span>LNC<\/b>) is a financial services company headquartered in Radnor, PA, marketed as Lincoln Financial Group. The Company offers diverse solutions including annuities, life, group life, disability and dental insurance, employer-sponsored retirement plans, savings plans, and comprehensive financial planning and advisory services.\u00a0 <\/span>LNC <\/b>distributes its products through consultants, brokers, planners, agents, financial advisors, third-party administrators, and other intermediaries. Lincoln National Corporation was founded in 1905..<\/span><\/p>\n

Laureate Education, Inc., (<\/span>LAUR<\/b>) together with its subsidiaries, provides higher education programs and services to students through a network of universities and higher education institutions. The company offers a range of undergraduate and graduate degree programs in the areas of business and management, medicine and health sciences, and engineering and information technology through campus-based, online, and hybrid programs. It provides its services in Mexico, Peru, and the United States. <\/span>LAUR <\/b>was formerly known as Sylvan Learning Systems, Inc. and changed its name to Laureate Education, Inc. in May 2004. It was originally founded in 1989 and is headquartered in Miami, Florida.\u00a0<\/span><\/p>\n

In order to provide context for an analytic breakdown with each company, I include the stock of one industry peer and one representative ETF that holds a significant percentage of each.\u00a0 In the Comparison with Peers section of the ValuEngine Rating and Forecast reports, each has exactly one peer among the four listed where the prediction model for price appreciation rates as a <\/span>4 <\/b>(Buy) or better.\u00a0<\/span><\/p>\n

For Lincoln National, it is Reinsurance Group of America, Inc. (<\/span>RGA).\u00a0 <\/b>Reinsurance Group of America, Inc. is one of the largest global life and health reinsurance companies. It is the only global reinsurance company to focus primarily on life- and health- related reinsurance solutions.\u00a0<\/span><\/p>\n

Current ValuEngine reports on these stocks or ETFS can be viewed <\/b>HERE<\/b><\/a><\/h5>\n

For Laureate Education, its closest buy-rated peer is <\/span>4-<\/b>rated Stride, Inc. (<\/span>LRN<\/b>), a technology-based education service company. It provides proprietary and third-party online curriculums, software systems, and educational services to facilitate individualized learning for students primarily in kindergarten through 12th grade (K-12) in the United States and internationally.\u00a0 Stride was founded in 2000 and its corporate headquarters is located in Reston, VA.<\/span><\/p>\n

To determine the best ETFs to use in the analysis, I went to ETF.com which provides lists of ETFs that hold a given stock.\u00a0 The ETF most associated with <\/span>LNC <\/b>is the S&P SPDR Insurance ETF (<\/span>KIE<\/b>) which tracks an equal-weighted-index of insurance companies.\u00a0 Making the comparison even more appropriate, <\/span>KIE<\/b> also holds <\/span>RGA<\/b>.\u00a0 For Laureate Education, its top associated ETF is the Invesco DWA Consumer Staples Momentum ETF (<\/span>PSL)<\/b>.\u00a0 This ETF tracks an index of US consumer non-cyclical firms selected and is weighted by price momentum as derived from the Dorsey-Wright Technical Leaders Index.\u00a0 <\/span>LRN <\/b>is also included in <\/span>PSL.\u00a0\u00a0<\/b><\/p>\n

The first analysis spotlights Lincoln National Corporation.\u00a0 The table below analyzes and contrasts <\/span>LNC <\/b>with <\/span>RGA<\/b> and <\/span>KIE, <\/b>providing a feel on how Lincoln Financial stacks up among its peers.\u00a0 To provide additional context, the ValuEngine reports of <\/span>RGA<\/b> and <\/span>KIE <\/b>are used for most of the data in the analysis.\u00a0 The remaining data have been sourced from ETF.com and Yahoo Finance.\u00a0<\/span><\/p>\n

Current ValuEngine reports on these stocks or ETFS can be viewed <\/b>HERE<\/b><\/a><\/h5>\n

The table below provides summary info for both stocks and two ETFs, the second being <\/span>VOO<\/b>, the Vanguard S&P 500 ETF frequently used for benchmarking.\u00a0 All data are as of November 28, 2022. More comprehensive analysis can be found by pulling up the underlying ValuEngine reports <\/span>HERE<\/b><\/a>.<\/span><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\nLNC<\/b><\/td>\nRGA<\/b><\/td>\nKIE<\/b><\/td>\nVOO<\/b><\/td>\n<\/tr>\n
Market Index Being Tracked<\/span><\/td>\nLincoln National Corp.<\/b><\/td>\nRenaissance Group of America<\/b><\/td>\nS&P SPDR Insurance ETF<\/b><\/td>\nVanguard S&P 500 ETF\u00a0<\/b><\/td>\n<\/tr>\n
ValuEngine Rating<\/b><\/td>\n5<\/b><\/td>\n4<\/b><\/td>\n4<\/b><\/td>\n3<\/b><\/td>\n<\/tr>\n
VE Forecast 3-mo. Price Return<\/b><\/td>\n+1.95%<\/span><\/td>\n+1.86%<\/span><\/td>\n+2.31%<\/b><\/td>\n+1.92%<\/span><\/td>\n<\/tr>\n
VE Forecast 6-Mo. Price Return<\/b><\/td>\n+1.08%<\/span><\/td>\n+1.29%<\/span><\/td>\n4.13%<\/span><\/td>\n+4.19%<\/b><\/td>\n<\/tr>\n
VE Forecast 1-yr. Price Return<\/b><\/td>\n+17.01%<\/b><\/td>\n+4.69%<\/span><\/td>\n-0.16%<\/span><\/td>\n-0.83%<\/span><\/td>\n<\/tr>\n
Last mo. Price Return<\/span><\/td>\n-26.30%<\/span><\/td>\n-0.17%<\/span><\/td>\n+7.70%<\/b><\/td>\n+4.54%<\/span><\/td>\n<\/tr>\n
Last 3 mo. Price Return<\/span><\/td>\n-21.6%<\/span><\/td>\n+10.66%<\/b><\/td>\n+5.84%<\/span><\/td>\n-4.13%<\/span><\/td>\n<\/tr>\n
Last 6 mo. Price Return<\/span><\/td>\n-28.99%<\/span><\/td>\n+18.02%<\/b><\/td>\n+8.56%<\/span><\/td>\n+1.26%<\/span><\/td>\n<\/tr>\n
Historic 1-Yr. Price Return\u00a0<\/span><\/td>\n-45.53%<\/span><\/td>\n+32.98%<\/b><\/td>\n+3.89%<\/span><\/td>\n-14.30%<\/span><\/td>\n<\/tr>\n
Historic 5-Yr Ann. Price Return<\/span><\/td>\n-6.83%<\/span><\/td>\n-0.30%<\/span><\/td>\n+5.97%<\/span><\/td>\n+8.15%<\/b><\/td>\n<\/tr>\n
Volatility<\/span><\/td>\n45.3%<\/span><\/td>\n33.1%<\/span><\/td>\n20.3%<\/span><\/td>\n18.6%<\/b><\/td>\n<\/tr>\n
Sharpe Ratio\u00a0<\/span><\/td>\n-0.15<\/span><\/td>\n-0.01<\/span><\/td>\n0.29<\/span><\/td>\n0.44<\/b><\/td>\n<\/tr>\n
Beta<\/span><\/td>\n1.87<\/span><\/td>\n0.95<\/span><\/td>\n0.90<\/b><\/td>\n1.00<\/span><\/td>\n<\/tr>\n
# of Stocks<\/span><\/td>\n1<\/span><\/td>\n1<\/span><\/td>\n50<\/span><\/td>\n500<\/span><\/td>\n<\/tr>\n
Undervaluation Percentile\u00a0<\/span><\/td>\n83<\/b><\/td>\n50<\/span><\/td>\n20*<\/span><\/td>\n25*<\/span><\/td>\n<\/tr>\n
P\/B Ratio<\/span><\/td>\n3.0<\/span><\/td>\n2.6<\/span><\/td>\n1.3<\/b><\/td>\n3.5<\/span><\/td>\n<\/tr>\n
P\/E Ratio<\/span><\/td>\n11.6<\/span><\/td>\n16.8<\/span><\/td>\n10.8<\/b><\/td>\n17.2<\/span><\/td>\n<\/tr>\n
P\/S Ratio<\/span><\/td>\n0.3<\/b><\/td>\n0.6<\/span><\/td>\n2.0<\/span><\/td>\n2.3<\/span><\/td>\n<\/tr>\n
Div. Yield<\/span><\/td>\n4.6%<\/b><\/td>\n2.2%<\/span><\/td>\n1.7%<\/span><\/td>\n1.7%<\/span><\/td>\n<\/tr>\n
Expense Ratio<\/span><\/td>\nN\/A<\/span><\/td>\nN\/A<\/span><\/td>\n0.35%<\/span><\/td>\n0.03%<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

* ETF Undervaluation # is the percentage of undervalued stocks, not a comparison with all other ETFs in our universe<\/span><\/i><\/p>\n

Analysis<\/b>\u00a0\u00a0<\/span><\/p>\n

    \n
  1. The table confirms why Lincoln National Corp. (<\/span>LNC<\/b>) came out at the top of the screen.\u00a0 Its expected 1-year return of 17% puts it in the 97<\/span>th<\/span> percentile of the ValuEngine universe.\u00a0 From a valuation model perspective, 83% of the 4000+ stocks in the ValuEngine universe are less undervalued than <\/span>LNC<\/b>.\u00a0 Using traditional metrics, its price-to-sales and price-to-earnings ratios are much lower than that of the S&P 500 and while its price-to-book ratio is higher than its insurance industry peers, it is also lower than the price-to-book ratio of the S&P 500.\u00a0 The icing on the cake for the case of considering <\/span>LNC<\/b> for potential purchase is its generous dividend yield of 4.6%, about 2.5 times that of the benchmark index.<\/span><\/li>\n
  2. Analyzing <\/span>LNC <\/b>relative to its peers, however, <\/span>LNC <\/b>has exhibited much higher price volatility and a huge Beta. Moreover, <\/span>LNC<\/b>\u2019s dismal return history but high projected earnings growth means that quantitatively, our models indicate a major positive turnaround situation for Lincoln National, hence the high potential reward. Its high yield is representative of its large historical 12-month price decline relative to its industry in comparison.\u00a0 <\/span><\/li>\n
  3. For those willing to settle for less spectacular but still robust projected outperformance and lower but above average dividend yield, Renaissance Group (RGA<\/b>) is an insurance company stock that provides a much more consistent alternative.\u00a0 It has outperformed its industry as represented by the ETF KIE <\/b>and the S&P 500 as represented by VOO <\/b>in 3-, 6- and 12-month price gains, with far less volatility and a below-market Beta of 0.95.\u00a0 Its traditional value ratios are higher than its industry peers but well below the market as a whole.\u00a0 ValuEngine\u2019s 50th percentile means that our valuation model considers RGA <\/b>fairly valued.<\/li>\n
  4. Speaking of the S&P SPDR Insurance ETF (KIE), <\/b>advisors that prefer ETFs for their clients may wish to consider it.\u00a0 KIE <\/b>is rated 4 <\/b>(Buy) by the ValuEngine model and offers far superior recent performance to VOO <\/b>with much better traditional valuation statistics and far superior recent performance amidst turbulent markers.\u00a0 It also provides an S&P alternative with a lower Beta.\u00a0 There is also the near elimination of idiosyncratic (single-stock-specific) risk that an investor bears with a single stock. One downside is that KIE <\/b>has an expense ratio of 0.35%, higher than most algorithmically driven index ETFs and more than 10 times that of VOO.<\/b><\/li>\n<\/ol>\n

    Laureate Education <\/span>(LAUR) <\/b>is the subject of the second peer group analysis of stocks with above average dividend yields and rated by ValuEngine\u2019s models as both Strong Buy and Undervalued.\u00a0 Once again, a <\/span>4<\/b>-rated (Buy) stock with lower projected capital appreciation and an ETF containing both stocks (<\/span>PSL<\/b>) are reviewed alongside benchmark ETF <\/span>VOO.\u00a0\u00a0<\/b><\/p>\n

    Current ValuEngine reports on these stocks or ETFS can be viewed <\/b>HERE<\/b><\/a><\/h5>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    <\/td>\nLAUR<\/b><\/td>\nLRN<\/b><\/td>\nPSL<\/b><\/td>\nVOO<\/b><\/td>\n<\/tr>\n
    Market Index Being Tracked<\/span><\/td>\nLaureate Education Inc.<\/b><\/td>\nStride Inc.<\/b><\/td>\nInvesco DWA Consumer\u00a0<\/b><\/p>\n

    Staples Momentum ETF<\/b><\/td>\n

    		Vanguard S&P 500 ETF\u00a0<\/b><\/td>\n<\/tr>\n
    ValuEngine Rating<\/b><\/td>\n5<\/b><\/td>\n4<\/b><\/td>\n4<\/b><\/td>\n3<\/b><\/td>\n<\/tr>\n
    VE Forecast 3-mo. Price Return<\/b><\/td>\n+1.92%<\/span><\/td>\n+0.61%<\/span><\/td>\n+2.48%<\/b><\/td>\n+1.92%<\/span><\/td>\n<\/tr>\n
    VE Forecast 6-Mo. Price Return<\/b><\/td>\n 0.00%<\/span><\/td>\n-0.02%<\/span><\/td>\n+4.57%<\/b><\/td>\n+4.19%<\/span><\/td>\n<\/tr>\n
    VE Forecast 1-yr. Price Return<\/b><\/td>\n+15.56%<\/b><\/td>\n+10.86%<\/span><\/td>\n-0.16%<\/span><\/td>\n-0.83%<\/span><\/td>\n<\/tr>\n
    Last mo. Price Return<\/span><\/td>\n-16.11%<\/span><\/td>\n-23.3%<\/span><\/td>\n+8.00%<\/b><\/td>\n+4.54%<\/span><\/td>\n<\/tr>\n
    Last 3 mo. Price Return<\/span><\/td>\n-7.78%<\/span><\/td>\n-5.60%<\/span><\/td>\n+2.37%<\/b><\/td>\n-4.13%<\/span><\/td>\n<\/tr>\n
    Last 6 mo. Price Return<\/span><\/td>\n-20.32%<\/span><\/td>\n-10.03%<\/span><\/td>\n+8.56%<\/b><\/td>\n+1.26%<\/span><\/td>\n<\/tr>\n
    Historic 1-Yr. Price Return\u00a0<\/span><\/td>\n-6.95%<\/span><\/td>\n+0.34%<\/span><\/td>\n+3.89%<\/b><\/td>\n-14.30%<\/span><\/td>\n<\/tr>\n
    Historic 5-Yr Ann. Price Return<\/span><\/td>\n-1.12%<\/span><\/td>\n+14.5%<\/b><\/td>\n+5.97%<\/span><\/td>\n+8.15%<\/span><\/td>\n<\/tr>\n
    Volatility<\/span><\/td>\n45.8%<\/span><\/td>\n48.0%<\/span><\/td>\n16.7%<\/span><\/td>\n18.6%<\/b><\/td>\n<\/tr>\n
    Sharpe Ratio\u00a0<\/span><\/td>\n-0.02<\/span><\/td>\n+0.30<\/span><\/td>\n0.34<\/span><\/td>\n0.44<\/b><\/td>\n<\/tr>\n
    Beta<\/span><\/td>\n1.00<\/span><\/td>\n0.17<\/span><\/td>\n0.73<\/b><\/td>\n1.00<\/span><\/td>\n<\/tr>\n
    # of Stocks<\/span><\/td>\n1<\/span><\/td>\n1<\/span><\/td>\n40<\/span><\/td>\n500<\/span><\/td>\n<\/tr>\n
    Undervaluation Percentile\u00a0<\/span><\/td>\n73<\/b><\/td>\n45<\/span><\/td>\n20*<\/span><\/td>\n25*<\/span><\/td>\n<\/tr>\n
    P\/B Ratio<\/span><\/td>\n1.9<\/b><\/td>\n2.0<\/span><\/td>\n3.3<\/span><\/td>\n3.5<\/span><\/td>\n<\/tr>\n
    P\/E Ratio<\/span><\/td>\n102.4<\/span><\/td>\n17.0<\/b><\/td>\n18.8<\/span><\/td>\n17.2<\/span><\/td>\n<\/tr>\n
    P\/S Ratio<\/span><\/td>\n1.5<\/b><\/td>\n0.9<\/span><\/td>\n1.9<\/span><\/td>\n2.3<\/span><\/td>\n<\/tr>\n
    Div. Yield<\/span><\/td>\n6.6%<\/b><\/td>\n0.0%<\/span><\/td>\n1.3%<\/span><\/td>\n1.7%<\/span><\/td>\n<\/tr>\n
    Expense Ratio<\/span><\/td>\nN\/A<\/span><\/td>\nN\/A<\/span><\/td>\n0.60%<\/span><\/td>\n0.03%<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    * ETF Undervaluation # is the percentage of undervalued stocks, not a comparison with all other ETFs in our universe<\/span><\/i><\/p>\n

    Analysis<\/b>\u00a0\u00a0<\/span><\/p>\n

      \n
    1. The table confirms why Laureate Education (<\/span>LAUR<\/b>) came out at the top of the screen.\u00a0 Its expected 1-year return of 15.6% puts it in the 96<\/span>th<\/span> percentile of the ValuEngine universe.\u00a0 From a valuation model perspective, 73% of the 4000+ stocks in the ValuEngine universe are less undervalued than <\/span>LAUR<\/b>.\u00a0 Using traditional metrics, its price-to-sales and price-to-book ratio ratios are much less than that of the S&P 500.\u00a0 The anomaly is the price-to-earnings ratio is extremely high due to charges that had to be taken earlier in the year.\u00a0 Another strong reason for considering <\/span>LAUR<\/b> for potential purchase is its whopping dividend yield of 6.6%, nearly 4 times that of the benchmark index.<\/span><\/li>\n
    2. Analyzing LAUR <\/b>relative to Stride (LRN<\/b>), its closest peer that also has a Buy Rating, LAUR <\/b>rates much more highly on all three of our initial screen\u2019s criteria. Most obvious is the fact that LRN <\/b>does not pay a dividend. Interestingly, LNC <\/b>has more price volatility than LAUR <\/b>but has a Beta below 0.25 meaning that its price movements are rarely influenced by market movements.\u00a0 This is a very rare characteristic for US stocks not involved in gold mining.\u00a0 Its low correlation with the market could be useful quantitatively to portfolio managers trying to minimize portfolio volatility. Historically, LRN<\/b>\u2019s five-year annualized price return of 14.5% ranks it higher than the vast majority of ETFs and stocks.\u00a0 Its one-year forecast rank places LRN <\/b>in the 91st percentile in comparison with LAUR <\/b>ranking in the 97th percentile, so both have excellent price appreciation expectations.\u00a0 When the dividend portion of total return is counted in the equation, LAUR <\/b>has much higher expected total return for the next 12 months.<\/li>\n
    3. The 40-stock Invesco DWA Consumer Staples Momentum ETF (PSL<\/b>) is rated a 4 <\/b>(Buy) by ValuEngine\u2019s prediction model and has exhibited far less price volatility than either LAUR <\/b>or LRN.\u00a0 <\/b>It is one of the best performing US equity ETFs historically for the past year and also is tops in this sample in historical 1-, 3- and 6-month performance.\u00a0 From a one-year projection-perspective, PSL<\/b> is in the 81st percentile of all ETFs covered by ValuEngine.\u00a0 It also has the highest projection in this sample for the next 1-, 3- and 6 months.\u00a0 Its Beta of 0.73 indicates less sensitivity than most portfolios to market movements.\u00a0 Above-average resistance to market moves can be a very useful characteristic in extremely volatile markets such as the one we have experienced in 2022 thus far.\u00a0 PSL <\/b>is very close to the S&P in the table\u2019s valuation data.\u00a0 However, at 1.3%, its dividend yield is lower than the 1.7% of VOO.\u00a0 <\/b>Potential investors should also be aware that PSL<\/b>\u2019s expense ratio of 0.60% is among the highest of ETFs that exclusively hold US stocks and are managed electronically without active portfolio managers.<\/li>\n<\/ol>\n
      Financial Advisory Services based on ValuEngine research available: \u00a0 <\/b>www.ValuEngineCapital.com<\/b><\/a><\/h5>\n

      In summary, all four stocks and both peer group ETFs are rated by ValuEngine\u2019s predictive models to outperform during the next 12 months relative to the ValuEngine universe.\u00a0 This analytic framework is offered to investors to facilitate comparative analysis in meeting the objectives and constraints of end investors.\u00a0<\/span><\/p>\n

       <\/p>\n

      By Herbert Blank<\/b><\/h5>\n
      Senior Quantitative Analyst, ValuEngine Inc<\/b><\/h5>\n
      www.ValuEngine.com<\/b><\/a><\/h5>\n
      support@ValuEngine.com<\/b><\/h5>\n
      _______________________________________________<\/b><\/h5>\n
      All of the approximately 5,000 stocks, 16 sector groups, 140 industries, and 600 ETFs have been updated on <\/b>www.ValuEngine.com<\/b><\/a><\/h5>\n
      Financial Advisory Services based on ValuEngine research available through <\/b>ValuEngine Capital Management, LLC<\/b><\/a><\/h5>\n
      Free Two Week Trial to all 5,000 plus equities covered by ValuEngine <\/b>HERE<\/b><\/a><\/h5>\n

      Subscribers log in <\/b>HERE<\/b><\/a><\/p>\n

       <\/p>\n","protected":false},"excerpt":{"rendered":"

      In 2022, the majority of stocks and stock ETFs that have outperformed their peer groups were classified as value, high income, or both.\u00a0 That may or may not continue into the future.\u00a0 Last week, a colleague who prefers investing in stocks to ETFs asked me if I knew any stocks that the ValuEngine model ranked … Read more<\/a><\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[130,1,39],"tags":[1704,1760,1761,1719,1731,2107,2106,2102,2103,2104,1510,1938,2105,1656,1659,63,1768],"_links":{"self":[{"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/posts\/2993"}],"collection":[{"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/comments?post=2993"}],"version-history":[{"count":4,"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/posts\/2993\/revisions"}],"predecessor-version":[{"id":2997,"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/posts\/2993\/revisions\/2997"}],"wp:attachment":[{"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/media?parent=2993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/categories?post=2993"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/blog.valuengine.com\/index.php\/wp-json\/wp\/v2\/tags?post=2993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}